
Fluffy chocolate pancakes studded with chocolate chips and finished with a warm chocolate ganache for an indulgent breakfast or dessert.

This recipe is my go to for weekend mornings when I want something indulgent yet unfussy. I first developed this version during a rainy March when the kids requested a chocolate breakfast to cheer up the house. The batter yields pancakes that are tender with a slight cocoa bite and pockets of melted chocolate where the chips soften. The warm ganache poured over the stack creates a glossy finish and brings a luxurious mouthfeel that makes these pancakes feel like a treat for company or a special family brunch.
I love how these pancakes balance texture and flavor. The crumb stays soft because the batter is not over mixed and the fat in the milk and oil keeps the pancakes moist. The cocoa adds depth and a slight roast note while bittersweet chips provide contrast. These pancakes are flexible and approachable which is why they have become a repeat request at our table. Whether you serve them with fresh fruit, a dusting of powdered sugar, or a generous pour of ganache, they always disappear quickly.
In our home these pancakes are associated with slow, laughing mornings and birthdays disguised as breakfast. Friends who have tried them always ask for the ganache recipe because it elevates the whole plate without extra work. I find it helpful to have the ganache ready while cooking so the pancakes are warm when sauced.
My favorite part of this recipe is how forgiving it is. Once I learned to stop over mixing and to cook at the right medium temperature the results were consistent. Friends have brought this to brunch and told me it tastes like a chocolate pancake from a cozy cafe. The kids remember the mornings we made these on chilly weekends and still ask me to make them for birthday breakfasts.
Store cooled pancakes in an airtight container in the refrigerator for up to three days. To freeze, separate layers with parchment paper and place in a freezer safe resealable bag for up to three months. Reheat frozen pancakes in a toaster oven or regular oven at 350 degrees Fahrenheit until warm to avoid sogginess that can occur with microwaves. For ganache store in a small covered jar in the refrigerator and warm gently before using.
If you need to swap ingredients use natural cocoa instead of Dutch processed but expect a slightly brighter chocolate flavor. Replace whole milk with a plant based milk for a dairy reduced option but the texture will be less rich. Use melted coconut oil instead of canola oil for a subtle coconut note. For a lower sugar option reduce granulated sugar to 1/4 cup and increase chocolate quality to bittersweet to compensate.
Serve these pancakes with sliced bananas, raspberries, or a handful of toasted hazelnuts for textural contrast. A dollop of unsweetened whipped cream or a scoop of vanilla ice cream turns them into a dessert. For brunch present a stack on a warmed plate and pour the ganache at the table for a dramatic finish.
Chocolate pancakes are a modern adaptation of classic pancakes which are found in many culinary traditions worldwide. Adding cocoa and chocolate elevates the simple griddle cake into a more decadent format reminiscent of European chocolate desserts. Similar variations appear in brunch menus across North America and Europe where chocolate and breakfast converge as part of a leisurely morning meal.
In winter top with spiced poached pears and a scattering of toasted almonds. For spring swap to fresh strawberries and a light mascarpone. In summer keep the ganache thin and serve with a mixed berry compote to balance the richness. Adjust portion sizes and garnishes to suit holiday menus or casual weekday mornings.
Readers and friends often tell me these are the best chocolate pancakes they have tried. One friend served them at a small bridal shower and received multiple compliments about the ganache. Another family requests this recipe for weekend birthdays because it feels special yet is simple enough to prepare with kids helping at the batter stage.
Make the ganache up to three days ahead and keep it chilled. Prepare batter briefly and refrigerate for an hour if you want an early morning cook time. Cook the pancakes and cool them on racks then stack with parchment between each layer for freezing. Reheat gently in the oven to restore the original texture.
These pancakes have become a celebration staple in our home and I hope they become part of your mornings too. They are forgiving, rich in flavor, and reliably crowd pleasing which makes them a dish worth repeating.
Do not over mix the batter and fold until just moistened to keep pancakes tender
Use a 1/4 cup measure for uniform pancake size and even cooking
Adjust griddle temperature so pancakes brown in the given time without burning
This nourishing decadent chocolate pancakes with warm ganache recipe is sure to be a staple in your kitchen. Enjoy every moist, high protein slice — it is perfect for breakfast or as a wholesome snack any time.
Yes refrigerate the ganache in a covered jar for up to three days and rewarm briefly before serving.
Rest the batter 5 to 10 minutes so it thickens slightly and gives lighter pancakes.
This Decadent Chocolate Pancakes with Warm Ganache recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Sift or whisk together the flour and cocoa powder then whisk in the baking powder and salt to ensure an even mixture.
Whisk eggs and sugar then add milk oil or melted butter and vanilla until smooth and slightly combined.
Pour the wet into the dry and fold until just moistened then fold in chocolate chips and let rest for five to ten minutes.
Place chocolate in a heatproof bowl add warm cream let sit then stir until smooth or microwave in short bursts stirring between each.
Heat skillet to medium coat with butter or oil pour 1/4 cup batter cook one to two minutes until bubbles appear then flip and cook one to two minutes until golden.
Stack pancakes pour warm ganache over them rewarm ganache as needed and garnish with fruit or nuts.
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